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New accounts on the iOS and Android apps go through a short setup. The intro screen sums it up as Three steps. That’s it.
1

Make an account

Use email, Google, or Apple. See Create an account.
2

We create your wallet

OnlyBulls creates a crypto wallet for you automatically. There’s no seed phrase to write down; the wallet is tied to your OnlyBulls login. When it’s done you’ll see Your wallet is ready.If setup takes longer than usual, you can tap Try again. You can also tap I’ll do this later and finish setting up the wallet from the Wallet tab whenever you like.
3

Fund your wallet

Tap Add money to make your first deposit, or Maybe later to look around first. You can always add money later from the Wallet tab. See Add money to your wallet.
4

Choose whether to use AI features

Tap Agree and continue or Continue without AI features. If you signed up with Google or Apple, this screen comes first, before your wallet is created.
5

Read and accept the disclaimer

This step is required. Tick I understand and acknowledge this disclaimer., then tap Continue to OnlyBulls.
Every setup screen has a Sign out button in the header in case you want to switch accounts.

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The disclaimer, in short

OnlyBulls gives you market information, analysis, and AI-generated insights for educational and informational purposes only. None of it is financial advice:
  • Past performance doesn’t guarantee future results.
  • Trading stocks, options, and crypto carries a substantial risk of loss.
  • OnlyBulls AI insights are tools, not recommendations.
Do your own research, and consider talking to a licensed financial advisor before making investment decisions.

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AI features and your data

The AI consent screen, Meet your AI assistant, explains what’s shared when you use AI features. These features include AI Chat, the AI parts of chat rooms, screenshot imports, and watchlist insights.
  • What’s shared: your messages to the assistant, your onboarding answers, your watchlists, screenshots you upload, and any wallet holdings you ask about.
  • Who it’s shared with: Google (Gemini), which powers the assistant.
  • What’s never attached: your name, email, phone number, or login credentials.
If you choose Continue without AI features, everything else in the app still works. AI Chat, AI summaries, watchlist insights, screenshot import, and your personalized morning brief and weekly recap stay off. We’ll ask again the next time you open an AI feature in the iOS or Android app, and you can turn AI features on from there.

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Personalize your experience (optional)

Answering a few questions about your goals helps OnlyBulls tune briefs, alerts, and the assistant to you.
  • iOS and Android: open your profile. If you haven’t finished the survey, a Get started card at the top offers Complete your survey. Every question is optional: use Skip to pass on one, or Finish Later to stop and pick up again later.
  • Web: until you finish setup, a Personalize your experience banner appears on Home and on your profile. Click Get Started to answer a few short questions and accept the disclaimer.

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On the web

The web app at onlybulls.com skips the wallet and AI consent screens. Instead, the Personalize your experience banner walks you through the required questions and the disclaimer. You can still use the wallet on the web once you’re signed in.

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Next steps