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Rolling outVaults are being rolled out gradually. If you don’t see Earn in the More menu, they aren’t available on your account yet.
Earn lists yield vaults run by third-party protocols: Morpho on Ethereum and Base, and Kamino on Solana. A vault lends your deposit to vetted borrowers and passes the yield on to you. Rates change over time.

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Find a vault

Open More → Earn. You can:
  • Search for an asset or vault
  • Filter by network
  • Sort by APY, TVL (total value locked), popularity, earnings, or name
New or higher-risk vaults are hidden by default. To see them, turn on Include new or high-risk vaults. Tap a vault to see how it works, its Total Value Locked, Share Price, Performance Fee, Curator, and an estimate of what you’d earn per $1,000 deposited.

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Deposit

1

Open a vault and tap Deposit

2

Enter an amount, or use Max deposit

3

Approve the token if asked, then confirm

You receive vault shares, which appear under Your Positions.

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Withdraw

Open the vault and tap Withdraw to take out a specific amount, or Redeem all shares to exit completely. (Kamino vaults on Solana don’t support Redeem, so use Withdraw instead.)
Third-party riskVaults are run by independent protocols, not by OnlyBulls. They can lose value through smart-contract bugs, borrower defaults, or market events. Only deposit what you’re comfortable putting at risk.

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Other Earn options

At the bottom of Earn, under Advanced, the USDC Yield card takes you to Savings.