> ## Documentation Index
> Fetch the complete documentation index at: https://help.onlybulls.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Yield vaults

> Deposit crypto into third-party lending vaults on Ethereum, Base, and Solana to earn yield.

> [!NOTE]
>
> **Rolling out**
>
> Vaults are being rolled out gradually. If you don't see **Earn** in the More menu, they aren't available on your account yet.

**Earn** lists yield vaults run by third-party protocols: **Morpho** on Ethereum and Base, and **Kamino** on Solana. A vault lends your deposit to vetted borrowers and passes the yield on to you. Rates change over time.

## Find a vault

Open **More → Earn**. You can:

* Search for an asset or vault
* Filter by network
* Sort by APY, TVL (total value locked), popularity, earnings, or name

New or higher-risk vaults are hidden by default. To see them, turn on **Include new or high-risk vaults**.

Tap a vault to see how it works, its **Total Value Locked**, **Share Price**, **Performance Fee**, **Curator**, and an estimate of what you'd earn per \$1,000 deposited.

## Deposit

**1. Open a vault and tap Deposit**

**2. Enter an amount, or use Max deposit**

**3. Approve the token if asked, then confirm**

You receive vault shares, which appear under **Your Positions**.

## Withdraw

Open the vault and tap **Withdraw** to take out a specific amount, or **Redeem all shares** to exit completely. (Kamino vaults on Solana don't support Redeem, so use Withdraw instead.)

> [!WARNING]
>
> **Third-party risk**
>
> Vaults are run by independent protocols, not by OnlyBulls. They can lose value through smart-contract bugs, borrower defaults, or market events. Only deposit what you're comfortable putting at risk.

## Other Earn options

At the bottom of **Earn**, under **Advanced**, the **USDC Yield** card takes you to [Savings](https://help.onlybulls.com/earn/savings.md).


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